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Renters Insurance in East Greenwich RI & Providence RI

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Dacey Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Dacey Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Dacey Insurance Agency

631 Main Street
East Greenwich, RI 02818
Main office: 401-398-8020

Our Providers

Testimonials

“Dacey Insurance is excellent! Michael Dacey always goes above and beyond to help his Clients! I would highly recommend Dacey Insurance!”

Paula Z
“It is so nice to have an actual person answer the phone whenever I call, and the entire staff is always so helpful. I don't ever want to go back to handling my insurance strictly over email or automated devices after experiencing how easy it can be!”

Katie L
“The Dacey agency is professional, courteous and efficient. The best insurance team that we have ever worked with. They are a full service agency with a lot of talent. They know how to get things done.”

Reviewer514
“Prompt, polite, efficient service. Professional in every way. Work hard to find the best insurance product for one's needs.”

Reviewer055
“Excellent response to a unique construction project management insurance requirement.”

Charles V
“Great people & Terrific service”

Bruce C